Terms & Conditions
Last updated: January 15, 2026
Welcome to verdanoadvisory.com, a website operated by Verdano Advisory S.A.S., a company incorporated under the laws of the Republic of Colombia, domiciled at Cra 7 #71-21, Office 1203, Edificio Avenida Chile, Bogotá D.C., identified with Tax ID (NIT) 901.567.234-1. By accessing and using this website, you agree to be bound by the following terms and conditions.
1. Nature of Content
All content published on verdanoadvisory.com is exclusively educational and informational in nature. Information provided on personal finance topics, family budgeting, savings, pensions, and other financial matters does not constitute professional financial, legal, or tax advice. We are not a financial entity regulated by Colombia's Financial Superintendence nor do we provide financial intermediation services.
2. Not Financial Advice
The opinions, analyses, and general recommendations contained on this website should not be interpreted as personalized financial advice. Before making any financial decision, we recommend consulting with a certified professional who can evaluate your particular situation. Verdano Advisory is not responsible for financial decisions users make based on the content of this site.
3. Intellectual Property
All website content, including texts, images, graphic design, logos, icons, and software, is the property of Verdano Advisory S.A.S. or is used under license, and is protected by Colombian and international intellectual property laws, including Andean Decision 351 of 1993.
4. Acceptable Use
The user agrees to use this website solely for personal and educational purposes. The following is prohibited: using the site for illegal or unauthorized activities; attempting to access restricted areas of the site without authorization; distributing viruses, malware, or any malicious code; reproducing or redistributing site content for commercial purposes without express authorization.
5. Third-Party Links
This website may contain links to third-party websites provided for your convenience and information. Verdano Advisory does not control and is not responsible for the content, privacy policies, or practices of third-party websites.
6. Limitation of Liability
To the maximum extent permitted by Colombian law, Verdano Advisory S.A.S. shall not be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use this website or its content.
7. Data Protection
The processing of personal data collected through this website is governed by our Privacy Policy, prepared in accordance with Law 1581 of 2012 and Decree 1377 of 2013 of Colombia.
8. Applicable Law and Jurisdiction
These terms and conditions are governed by the laws of the Republic of Colombia. Any dispute arising in connection with the use of this website shall be submitted to the jurisdiction of the competent courts of Bogotá D.C., Colombia.
9. Modifications
Verdano Advisory reserves the right to modify these terms and conditions at any time without prior notice. Modifications will take effect upon publication on the website.
10. Contact
For any inquiries related to these terms and conditions, you may contact us at contacto@verdanoadvisory.com or at our physical address: Cra 7 #71-21, Office 1203, Edificio Avenida Chile, Bogotá D.C., Colombia.